* Personal identifying information - All personal details of the person, such as name, birth date, address, telephone number, social security number, current and previous employers’ information, spouse name and other family details are standard credit report information. You can see that there’s practical value in learning more about Credit Report Information. Can you think of ways to apply what’s been covered so far? * Credit history - This credit report information is regarding the person’s bill-paying history with banks, retail stores, finance companies and others who have granted credit. It includes credit report information about each account he has. Including when it was opened, what type of account it is, how much credit it includes (or the amount of the loan), monthly payment records etc. If the account is closed or the loan has been paid off, then that is detailed in the credit report information. If there were any late payments and misuse of funds, then this also appears in the credit report information.

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